Life Insurance and Investment Services. Shivakumar A can be contacted for any Life Insurance, Health Insurance, All Mutual Funds, NHS Pension transfers, guaranteed Pension plans, Senior Citizen plans, Bonds, Fixed Deposits, and Vehicle Insurance etc., Call at 9480245013
Monday, 12 January 2026
Children's education support for children from 2 to 20 years
Complete Health Insurance for Salaried, Corporate, and Businessmen
Friday, 5 December 2025
Invest in Gold and Silver ETFs
SPEND ONE TEA/COFFEE COST WITH FRIENDS ON YOUR LIFE INSURANCE
INSURANCE AND INVESTMENTS SERVICES INDIA
Sunday, 17 August 2025
Secured Bonds for Guaranteed Monthly Returns in India
Secured Bonds for Guaranteed Monthly Returns in India
If you are looking for safety of capital and steady income, secured bonds are one of the best investment options. These bonds, issued by government agencies or reputed corporates, are backed by collateral or guarantees, ensuring your money is protected.
With attractive returns of 8% to 10%, secured bonds provide much higher income compared to bank fixed deposits. Investors can choose payout options as per their needs – monthly, quarterly, half-yearly, or annual interest payments. For retirees and senior citizens, monthly payouts work like a pension, while salaried individuals may prefer annual payouts for wealth creation.
Government secured bonds offer the highest safety, while corporate secured bonds provide slightly higher yields with moderate risk. Either way, both ensure regular income with capital protection.
For example, an investment of ₹10 lakhs in a secured bond at 9% can generate around ₹7,500 every month as guaranteed interest, while your principal stays safe.
Secured bonds are the perfect choice for those who want assured returns, stability, and peace of mind in their financial planning.
Saturday, 16 August 2025
One Salary and many dreams
One Salary and many dreams
Tuesday, 3 June 2025
RETIREMENT PLANNING IN INDIA
RETIREMENT PLANNING IN INDIA
Retirement planning in India is an urgent need that many still overlook. Unlike developed countries like the US, India lacks a strong social security system, leaving individuals solely responsible for their post-retirement financial needs. Rising healthcare costs, inflation, and increasing life expectancy make it essential to start planning early.
Many people depend on children or government pensions, which may not be reliable in the future. Every individual must actively plan for retirement through systematic investments, insurance, and pension schemes. Starting early ensures financial independence, peace of mind, and a secure future without burdening loved ones. Retirement is certain—planning for it should be too.
EVERY INVESTOR NEEDS A PERSONAL INSURANCE ADVISOR
EVERY INVESTOR NEEDS A PERSONAL INSURANCE ADVISOR
Every investor needs a personal insurance advisor to ensure complete peace of mind. A trusted advisor helps you choose the best life and health insurance plans tailored to your needs, not just what's trending online. They understand your goals and recommend suitable coverage to protect your family. Most importantly, with a personal advisor, nominees don’t need to worry during tough times—claims and documentation are handled smoothly. 










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